Setting Up a Plan is Now Even Easier

Yaseen Rostom
March 13, 2025

Credit can feel complicated - so we've made sure that Incredible isn’t. Our mission is simple: we help you pay off your credit cards with less stress and less interest. And now, setting up a Plan (formerly known as IncrediPay) is easier than ever.

A Simpler Way to Pay

With Incredible, you make a single payment, and we handle the rest - distributing it to your credit cards in the way that makes the most sense for you. It’s not a loan, it doesn’t show on your credit report, and it’s designed to help you stay on top of your payments while paying off debt faster.

More Clarity, Less Confusion

We’ve added more details about what Incredible is and how a Plan helps. Whether you prefer in-depth explanations or straightforward graphics, we’ve got you covered. No more guesswork - just clear, transparent information to help you feel confident in your choices.

A More Guided Experience

We know that having a goal makes all the difference when it comes to trying to achieve your financial goals. That’s why we’ve updated our UI to make it easier to set your payoff date. Pick a timeframe that works for you, and we’ll show you the plan to get there.

Less Jargon, the Same Smart Strategies

We’ve simplified how you choose your repayment strategy. Now, all you need to decide is whether you want to:

  • Pay off your cards as fast as possible, or
  • Reduce as much interest as possible.

Whichever option you choose, you’ll always be doing better and saving money.

We’re always working to make Incredible the best tool for managing credit repayments. Try the new, improved Plan today and take one step closer to financial freedom.