Late payment fee

When a cardholder doesn’t adhere to the agreed payment terms, they are charged by the card issuer. An example might be when they fail to make the minimum payment or miss their payment due date

GET CREDIT HEALTHY

Incredible is a trading name of Incredible Technologies LTD, a company registered in England and Wales (No. 13469248). Incredible is acting as an agent of TrueLayer, who is providing the regulated Account Information Service, and is Authorised and Regulated by the Financial Conduct Authority under the Payment Services Regulations 2017 and the Electronic Money Regulations 2011 (Firm Reference Number: 901096). Incredible is a distributor of Modulr FS Limited, a company registered in England and Wales with company number (09897919), which is authorised and regulated by the Financial Conduct Authority as an Electronic Money Institution (Firm Reference Number: 900573) for the issuance of electronic money and payment services. See here for more details on Modulr.

*The example assumes you have a credit card balance of £2,100 with an interest rate of 21% and making minimum repayments. Rounding up £5 per week and paying the total towards your monthly credit card bill.

Disclaimer: Incredible is an app which offers a simple way to manage your existing repayments, not a debt consolidation loan or debt management plan. Signing up with us will not show up on your credit report.

Terms of Service

Privacy Policy