Incredible is an app that helps you track, pay and optimise your borrowing. We bring everything under one roof and give you the option of different payment strategies to repay your existing credit.

Create an account, connect your credit cards and set up your payments. We'll handle the rest.

Your credit score isn't affected as we're not providing you with a loan, we're just helping you make smarter payments. As we help reduce your credit balances, it could potentially improve your score!

We use bank-level 256-bit encryption. We never store any of your banking credentials and we never do anything without your consent! If you have any more questions please reach out to us.

To ensure your payments are handled smoothly, we recommend that you cancel the direct debit with your credit card provider. More info can be found here.

Open banking gives you the ability to connect your financial accounts to services like ours. We use a third party to power our integrations who are trusted by companies like Monzo, Revolut & Chip! More info on open banking can be found here.